Mortgage Explorers has independent, trained professionals that are licensed to represent and provide you with the best advice for your mortgage needs.
Mortgage Explorers primary expertise is locating funding for mortgage financing. We know where the best rates can be found. We also have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
So why deal with Mortgage Explorers?
Mortgage Explorers represents you, the customer, not the lender. Because we are not employees of a lending institution, we are not limited in the product they can offer you. We seek out the best lender package to suit your specific situation, whether it’s with a chartered bank, trust, insurance company, or through private funding.
There is a wide assortment of options and features available to homebuyers today. Shopping around takes a lot of time and effort. The mortgage process within today's very competitive marketplace intimidates many homebuyers. It pays to work with a mortgage professional who will represent you and ensure the mortgage you get is the one best suited to your needs.
Choosing the wrong mortgage can cost you thousands of extra dollars. Mortgage Explorers has trained professionals who can help you save on your mortgage dollar.
Reasons to Use Mortgage Explorers
• Access to different lenders, banks, trust companies, investors and financial institutions.
• Fast credit and loan pre-approvals with no cost or obligation.
• We are experts at matching you with the best-suited mortgage.
• We work for YOU, not the bank.
• Up-to-date on all the mortgage rates, terms and re-payment options available on the market.
• We only specialize in mortgages and are knowledgeable on current trends.
• We increase competition in the market place, thus keeping rates low.
• We save you time and money!
• We have vested interest in satisfying your needs since they rely on referrals and repeat business.
Other than rates, why should I use Mortgage Explorers?
In addition to rates, because mortgage-based financing is our primary business, we have developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favorable rates for each project, but often whether a project is funded at all.
How Do We Find Superior Rates?
Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.
These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution's portfolio in a particular type of mortgage. Your Mortgage Broker keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Brokers are among the best available at the time of placement.
Why Should I Go To Mortgage Explorers First?
A professional presentation to a lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly
How Does Mortgage Explorers Get Better Deals Than Many Banks?
The lenders who work with Mortgage Explorers include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds.
In addition to these sources, we develop professional relationships with private sources of funds, termed private lenders. These lenders can provide many various mortgage products not available at conventional sources.