Do you currently have an FHA loan? Have you considered refinancing, but don't want to go through the entire mortgage process all over again? We've got great news! The FHA Streamline program is perfect for you.
Advantages of the FHA Streamline
We were so thrilled with how the Williamston Area Chamber of Commerce Golf Outing turned out. A huge thank you to our co-host Janus Insurance Agency and to all the sponsors that participated in the golf outing! Check out some of our favorite photos[...]
What are Closing Costs?
Closing costs are the combined fees of what it costs to get a mortgage. These are paid at closing, which is how they get the name closing costs.
Closing costs can be applied to both the buyer and the seller [...]
Our First Golf Outing
We are excited to announce that we are participating in the Williamston Area Chamber of Commerce Golf Outing on Friday July 21st! We will be co-hosting the event with our friends at Janus Insurance. All event proceeds will go[...]
How is my credit score determined?
This is a common question borrowers ask us. Today on the blog, we are talking about the factors that determine your credit score and how they can impact your credit. Your credit score is determined by five [...]
When you hear the term downpayment what comes to mind? Often, borrowers think they need to put 20% in order to obtain a mortgage. The good news is there are programs that allow you to put down as little as 0%.
Our Loan Programs
Below is a [...]
Why Should Renters Consider Purchasing?
Are you tired of renting? In this weeks Mortgage 101, we are highlighting five benefits of homeownership.
1. Lower Your Monthly Payment
In many cases, borrowers find that they have been over paying[...]
Today in our Mortgage 101 series we are highlighting how you can qualify for a mortgage and how your credit score can effect your qualification.
What do lenders use to qualify a borrower?
Below is a list of the basic items lenders review when[...]
There are a lot of myths about buying a home that are easy to bust. Here are a few of the big ones:
I need a 20% down payment. This goes back to the days when lenders had far fewer options. Now, you can get a mortgage for as little as 1%[...]