Congratulations on your maturing mortgage…now let us help you get a better rate!
Would you like to reduce your interest rate? Maybe you would like to reduce your monthly payment. How about the option to consolidate debt or pay off a home equity line of credit?
Know where you stand with your current mortgage. What is your current interest rate and your loan terms? Do you have an idea of your credit score? Does your loan have a prepayment penalty? What is your current loan balance and how much is your house worth?
If you owe more on the house than it’s currently worth, there still may be options with the Home Affordable Refinance Program, or HARP. Just make sure you are current on their mortgages.