When you hear the term downpayment what comes to mind? Often, borrowers think they need to put 20% in order to obtain a mortgage. The good news is there are programs that allow you to put down as little as 0%.

Our Loan Programs

Below is a summary of some of the loan programs we offer and the downpayment requirements. We are confident that we have a program for you! If you have any questions, feel free to contact us and a representation will get back to you within 24-48 hours.

• Veterans Affairs (VA)
  • Downpayment = 0%
  • No monthly mortgage insurance
  • Lower interest rates
• Rural Development (USDA)
  • Downpayment = 0%
  • Find an eligible property that is considered rural
  • Income limitations (based on the number of people in your family)
• FHA – Get option for borrowers of all backgrounds
  • Downpayment = 3.5%
  • Credit Score minimum 580
• Conventional – Great program for borrowers with high credit scores
  • 1% and 3% programs
  • Credit Score starts at 720

Downpayment Doesn’t Have to be Scary

We have offer flexible loan programs with many downpayment options. For more information on program requirements fill out our pre-qualification application and one of our program specialists will be happy to help you!

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