1. Pay down balances, and keep those balances low
One aspect that affects your credit is how much revolving credit you have versus how much you are using. Paying down balances can help boost the amount of credit you have available and this can raise your score.
2. Check for errors on your credit report
Credit errors are common and can have a big impact on your score. Checking for errors is a simple way to boost your score.
3. Know the different between good debt and bad debt
Good debt is debt that you have handled well and is paid off. Many people don’t know that leaving paid accounts on their credit report is a good thing that can boost their credit score.
If you have questions or concerns about your credit you may need professional help. You can visit coachmycredit.com for a free credit consultation.