Category: Mortgage 101

  • Mortgage 101: Improving Your Credit Score

    Mortgage 101: Improving Your Credit Score

    Today in our Mortgage 101 series we are talking about ways YOU can improve your credit score!   First let’s take a look at about the different categories your score can fall in:   • Excellent Credit: 800+ • Very Good: 740-799 • Good: 670-739 • Fair: 580-669 • Poor: Below 580 Keep in mind that the above numbers are just a range and can […]

  • Mortgage Explorers News: No Cost Appraisals

    Mortgage Explorers News: No Cost Appraisals

    Looking to buy a new home or refinance? Now through December 31, we’ll cover the cost of your appraisal at closing — up to $525 on all conventional loans. Program FAQ’s Available on Conventional Products – Refinances and Purchases Up to $525 Credit up to 97% Loan to Value Ask us how you can qualify […]

  • Rent vs. Buy: Is Homeownership Something to Consider?

    Rent vs. Buy: Is Homeownership Something to Consider?

    In a recent findings, eighteen percent of respondents couldn’t pay the full rent due in at least one of the past three months, according to the poll of 40,000 published by Apartment List. A large part of this could be due to the rising rent costs we are seeing in major cities. With rent rising […]

  • Save Time and Money – Refinance with FHA Streamline

    Save Time and Money – Refinance with FHA Streamline

    Do you currently have an FHA loan? Have you considered refinancing, but don’t want to go through the entire mortgage process all over again? We’ve got great news! The FHA Streamline program is perfect for you. Advantages of the FHA Streamline The FHA Streamline is the fastest and easiest way for a borrower to qualify […]

  • Mortgage 101: Breaking Down Closing Costs

    Mortgage 101: Breaking Down Closing Costs

      What are Closing Costs? Closing costs are the combined fees of what it costs to get a mortgage. These are paid at closing, which is how they get the name closing costs. Closing costs can be applied to both the buyer and the seller during the mortgage process, but today we are specifically talking […]